Please contact the Credit Bureau: Visit the official websites of agents such as Cibil, Equifax, Crif High Mark, and Experian.
Please enter your ID. Provide documentation such as PAN or Aadhaar to begin the process.
Create a password: You may need to create a password. This can be useful in the future if you need to lift a credit freeze.
Things to consider
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If your personal documents are missing, or if you were a victim of identity theft, a credit freeze may be helpful.
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Starting a credit freeze does not mean you won’t be able to use your existing account.
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You must remove the freeze before applying for a new loan or credit card.
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If you do not cancel your credit freeze before the time, you may be delayed in processing and approval of your loan.
Credit freezes can help protect your financial health, but only if you don’t need to borrow money from a lender right away. This could lead to complications in your loan application. It is important to note that credit freezes allow current creditors and some government agencies to access your credit report under certain limited circumstances.
